Are you a frequent traveler looking to earn rewards and maximize your hotel stays?
If so, you might want to consider getting a Chase hotel credit card.
In this article, we’ll show you how to use your Chase hotel credit card benefits to your advantage.
Understanding Chase Hotel Credit Cards
Chase hotel credit cards are co-branded credit cards offered by Chase Bank in partnership with major hotel chains such as Marriott, Hyatt, and IHG. These credit cards allow cardholders to earn rewards points for their hotel stays, as well as for everyday purchases.
The way these cards work is quite simple; cardholders earn rewards points for every dollar spent on purchases, and these points can be redeemed for free hotel stays, upgrades, and other perks. In addition, many of these cards come with sign-up bonuses, which can range anywhere from 50,000 to 100,000 points.
There are many benefits to having a Chase hotel credit card. For starters, cardholders can earn rewards points on everything from hotel stays to groceries, gas and dining out. Additionally, many of these cards offer exclusive perks such as free nights, room upgrades, and access to airport lounges. Some cards also offer discounts on purchases made at the hotel chain’s properties.
It is worth mentioning that each Chase hotel credit card is tailored to a particular hotel chain, so it’s important to choose one that aligns with your travel preferences. For example, if you frequently stay at Marriott properties, then the Marriott Bonvoy Boundless Credit Card may be the best option for you. On the other hand, if you prefer Hyatt hotels, then the World of Hyatt Credit Card may be a better fit.
| Card | Hotel Chain | Sign-Up Bonus | Annual Fee |
|---|---|---|---|
| Marriott Bonvoy Boundless Credit Card | Marriott | 100,000 points | $95 |
| World of Hyatt Credit Card | Hyatt | 50,000 points | $95 |
| IHG Rewards Club Premier Credit Card | InterContinental Hotels Group | 140,000 points | $89 |
It’s important to keep in mind that while these cards can offer significant benefits, they also come with annual fees. However, for frequent travelers, the rewards and perks can often outweigh the cost of the fee.
If you’re considering a Chase hotel credit card, remember to read the terms and conditions carefully to ensure that you understand all the benefits and restrictions. Additionally, it’s a good idea to compare the various cards and their rewards programs to find one that aligns with your travel goals.
For more information about Chase hotel credit cards, visit https://creditcards.chase.com/hotel-credit-cards.
Comparing Chase Hotel Credit Cards
Chase offers a variety of hotel credit cards, each with its own benefits and rewards program. Here are some of the most popular Chase hotel credit cards:
- Chase Sapphire Preferred: This card is ideal for those who frequently travel and dine out. It offers 2X points on travel and dining, and 1X point on all other purchases. It also has a sign-up bonus of 60,000 points after spending $4,000 in the first three months. Points can be transferred to participating hotel and airline loyalty programs.
- Chase Sapphire Reserve: This card is similar to the Sapphire Preferred, but with even more benefits. It offers 3X points on travel and dining, and 1X point on all other purchases. It also has a sign-up bonus of 50,000 points after spending $4,000 in the first three months. Cardholders receive a $300 annual travel credit and access to airport lounges through Priority Pass Select. Points can also be transferred to participating hotel and airline loyalty programs.
- World of Hyatt Credit Card: This card is ideal for those who frequently stay at Hyatt hotels. It offers 4X points on Hyatt hotel stays, 2X points on dining, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships. It also has a sign-up bonus of 25,000 points after spending $3,000 in the first three months, plus an additional 25,000 points after spending $6,000 in the first six months.
- IHG Rewards Club Premier Credit Card: This card is ideal for those who frequently stay at IHG hotels, such as Holiday Inn and InterContinental hotels. It offers 25X points on IHG hotel stays, 2X points on gas stations, grocery stores, and restaurants, and 1X point on all other purchases. It also has a sign-up bonus of 140,000 points after spending $3,000 in the first three months.
- Marriott Bonvoy Boundless Credit Card: This card is ideal for those who frequently stay at Marriott hotels. It offers 6X points on Marriott hotel stays, and 2X points on all other purchases. It also has a sign-up bonus of 100,000 points after spending $3,000 in the first three months.
When choosing a Chase hotel credit card, it is important to consider which hotels you frequent the most, as well as your spending habits. Keep in mind that some cards offer more benefits and rewards, but also come with a higher annual fee.
| Card | Annual Fee | Points on Hotel Stays | Points on Dining | Sign-up Bonus |
|---|---|---|---|---|
| Chase Sapphire Preferred | $95 | 2X | 2X | 60,000 points |
| Chase Sapphire Reserve | $550 | 3X | 3X | 50,000 points |
| World of Hyatt Credit Card | $95 | 4X | 2X | 50,000 points |
| IHG Rewards Club Premier Credit Card | $89 | 25X | 2X | 140,000 points |
| Marriott Bonvoy Boundless Credit Card | $95 | 6X | 2X | 100,000 points |
It is worth mentioning that all of these cards also offer additional benefits and perks, such as trip cancellation insurance, purchase protection, and extended warranty coverage. Remember to read the terms and conditions carefully before applying for a card.
Earning Points and Rewards
Chase Hotel Credit Card is one of the best credit cards for frequent travelers who want to maximize their rewards. Cardholders earn points on every purchase, which can be redeemed for hotel stays, flights, and more. Here are some tips on how to earn and redeem points with your Chase Hotel Credit Card.
Earning Points
- Hotel Stays: Cardholders earn points for every dollar spent at participating hotels and resorts. Members of hotel loyalty programs can also earn additional points for their stays.
- Everyday Purchases: Cardholders earn points on everyday purchases, such as groceries, gas, and dining. Some Chase Hotel Credit Cards offer bonus points for certain categories, so be sure to check which purchases earn the most points.
- Sign-up Bonus: Many Chase Hotel Credit Cards offer sign-up bonuses, which can be a great way to earn a large number of points quickly. Be sure to meet the spending requirements to qualify for the bonus.
Redeeming Points for Hotel Stays
One of the best ways to redeem Chase Hotel Credit Card points is for hotel stays. Points can be redeemed at participating hotels and resorts worldwide. The number of points needed for a free night varies by hotel and can range from 5,000 to 100,000 points per night. It is worth mentioning that some hotel chains offer more value for your points than others, so be sure to compare before redeeming.
| Hotel Chain | Points Per Night |
|---|---|
| Hilton | 5,000 – 95,000 |
| Marriott | 5,000 – 100,000 |
| Hyatt | 5,000 – 40,000 |
Other Ways to Redeem Points
- Flights: Points can be redeemed for flights through Chase’s travel portal or by transferring points to airline partners. Keep in mind that transferring points can sometimes offer more value, but it may also require more effort.
- Car Rentals and Activities: Points can also be redeemed for car rentals and activities, such as tours and attractions. However, keep in mind that the redemption value may be lower than for hotel stays or flights.
- Cash Back: Some Chase Hotel Credit Cards offer cash back as a redemption option. However, this option usually offers a lower redemption value compared to other options.
Remember, maximizing your Chase Hotel Credit Card benefits requires careful planning and spending. Be sure to check the terms and conditions of your card and keep track of your points to make the most of your rewards.
Maximizing Your Benefits
Chase hotel credit cards offer a variety of benefits that can be maximized to save money and enhance travel experiences. Here are some ways to make the most of these perks:
Bonus categories
One way to maximize your Chase hotel credit card benefits is to take advantage of the bonus categories. For example, the Chase Marriott Bonvoy Boundless Credit Card offers 6X points per dollar spent at participating Marriott Bonvoy hotels and 2X points per dollar on all other purchases. Keep in mind that these bonus categories can change periodically, so it’s worth checking the terms and conditions regularly.
Elite status
Another benefit of Chase hotel credit cards is the possibility of earning elite status with hotel loyalty programs. For instance, the World of Hyatt Credit Card offers automatic Discoverist status and allows cardholders to earn additional qualifying night credits towards higher elite status levels. Remember that elite status can come with perks such as room upgrades, late checkouts, and bonus points.
Anniversary benefits
Chase hotel credit cards often offer anniversary benefits, such as free nights or bonus points, to cardholders who keep their accounts in good standing. For example, the IHG® Rewards Club Premier Credit Card provides an anniversary free night that can be redeemed at eligible IHG hotels worldwide. Unfortunately, some of these benefits may be subject to blackout dates or other restrictions, so it’s important to read the terms and conditions carefully.
Travel protections
Finally, Chase hotel credit cards can provide valuable travel protections that can help save money and provide peace of mind. These protections can include trip cancellation/interruption insurance, baggage delay insurance, and rental car insurance. It is worth mentioning that the extent and availability of these protections can vary depending on the card and the specific terms and conditions. Be sure to check the details before relying on any travel protection benefits.
Tips and Tricks
Chase Hotel Credit Card offers various benefits to its users, including rewards points, travel perks, and special offers. Maximize your Chase Hotel Credit Card benefits with these tips and tricks:
- Using your card abroad: If you plan to travel abroad, make sure to use your Chase Hotel Credit Card to pay for your hotel accommodations. You can avoid foreign transaction fees and earn rewards points at the same time. Keep in mind that not all hotels accept credit cards, so it is worth mentioning that you should check with the hotel beforehand.
- Stacking rewards: You can stack rewards by combining your Chase Hotel Credit Card with other loyalty programs. For example, if you are a member of a hotel loyalty program, you can earn points with both programs when you stay at a participating hotel. Additionally, you can earn more points by booking through the hotel’s website or using a travel rewards site like Expedia or Booking.com.
- Pooling points: If you have multiple Chase Hotel Credit Cards, you can pool your rewards points together. This can be especially useful if you are planning a big trip and need more points to cover the cost of your hotel stay. Keep in mind that pooling points may come with restrictions, so it is important to read the terms and conditions carefully.
By using these tips and tricks, you can make the most of your Chase Hotel Credit Card benefits and enjoy a more rewarding travel experience. Remember to always read the terms and conditions and keep track of your rewards points to ensure you are getting the most value out of your card.
Conclusion
By following these tips and tricks, you can make the most out of your Chase hotel credit card benefits and earn rewards for your next hotel stay.
Choose the card that suits your travel needs the best and start earning rewards today!
